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  <channel>
    <title>Secure Tomorrow BLOG</title>
    <link>https://1344.hs-sites-na2.com/blog</link>
    <description />
    <language>en-us</language>
    <pubDate>Mon, 09 Nov 2026 21:06:00 GMT</pubDate>
    <dc:date>2026-11-09T21:06:00Z</dc:date>
    <dc:language>en-us</dc:language>
    <item>
      <title>8 Smart Habits For Small Business Owners</title>
      <link>https://1344.hs-sites-na2.com/blog/8-smart-habits-for-small-business-owners</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/8-smart-habits-for-small-business-owners" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/Cozy%20Small-Town%20Shopfront%20Workspace.png" alt="8 Smart Habits For Small Business Owners" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="color: rgba(0,0,0,var(--o42jjq,1)); line-height: 18px;"&gt;&lt;span style="color: rgba(0,0,0,var(--o42jjq,1));"&gt;Owning a business often means wearing every hat, from salesperson and manager to bookkeeper and chief financial officer. With so many demands competing for your attention, it's easy to put long-term planning on the back burner. As the year winds down, take time to review these eight habits to help your business start the new year on stronger footing.&lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/8-smart-habits-for-small-business-owners" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/Cozy%20Small-Town%20Shopfront%20Workspace.png" alt="8 Smart Habits For Small Business Owners" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="color: rgba(0,0,0,var(--o42jjq,1)); line-height: 18px;"&gt;&lt;span style="color: rgba(0,0,0,var(--o42jjq,1));"&gt;Owning a business often means wearing every hat, from salesperson and manager to bookkeeper and chief financial officer. With so many demands competing for your attention, it's easy to put long-term planning on the back burner. As the year winds down, take time to review these eight habits to help your business start the new year on stronger footing.&lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=1344&amp;amp;k=14&amp;amp;r=https%3A%2F%2F1344.hs-sites-na2.com%2Fblog%2F8-smart-habits-for-small-business-owners&amp;amp;bu=https%253A%252F%252F1344.hs-sites-na2.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>small business</category>
      <category>Smart</category>
      <category>Tips</category>
      <pubDate>Mon, 09 Nov 2026 21:06:00 GMT</pubDate>
      <guid>https://1344.hs-sites-na2.com/blog/8-smart-habits-for-small-business-owners</guid>
      <dc:date>2026-11-09T21:06:00Z</dc:date>
      <dc:creator>Wendell Brock, MBA, ChFC</dc:creator>
    </item>
    <item>
      <title>The Wealth Of Giving</title>
      <link>https://1344.hs-sites-na2.com/blog/the-wealth-of-giving</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/the-wealth-of-giving" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/Gratitude%20and%20Generosity%20in%20Autumn.png" alt="The Wealth Of Giving" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Gratitude reminds us of what we have. Generosity gives us a way to share it.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/the-wealth-of-giving" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/Gratitude%20and%20Generosity%20in%20Autumn.png" alt="The Wealth Of Giving" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Gratitude reminds us of what we have. Generosity gives us a way to share it.&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=1344&amp;amp;k=14&amp;amp;r=https%3A%2F%2F1344.hs-sites-na2.com%2Fblog%2Fthe-wealth-of-giving&amp;amp;bu=https%253A%252F%252F1344.hs-sites-na2.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Gratitude</category>
      <category>thankful</category>
      <category>Generosity</category>
      <pubDate>Mon, 09 Nov 2026 20:46:15 GMT</pubDate>
      <guid>https://1344.hs-sites-na2.com/blog/the-wealth-of-giving</guid>
      <dc:date>2026-11-09T20:46:15Z</dc:date>
      <dc:creator>Wendell Brock, MBA, ChFC</dc:creator>
    </item>
    <item>
      <title>A Glimpse Inside a Sacred Place</title>
      <link>https://1344.hs-sites-na2.com/blog/a-glimpse-inside-a-sacred-place</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/a-glimpse-inside-a-sacred-place" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/Morning%20Breaks%20Ft.%20Worth%20TX%20Temple.jpg" alt="A Glimpse Inside a Sacred Place" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span&gt;This is not my normal article about personal finance, wealth management, and creating a Secure Tomorrow for you and your family. It’s about a building that, for a short time, is open to the public to tour and see what is so remarkably special about this building: it has everything to do with families. &lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/a-glimpse-inside-a-sacred-place" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/Morning%20Breaks%20Ft.%20Worth%20TX%20Temple.jpg" alt="A Glimpse Inside a Sacred Place" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&lt;span&gt;This is not my normal article about personal finance, wealth management, and creating a Secure Tomorrow for you and your family. It’s about a building that, for a short time, is open to the public to tour and see what is so remarkably special about this building: it has everything to do with families. &lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=1344&amp;amp;k=14&amp;amp;r=https%3A%2F%2F1344.hs-sites-na2.com%2Fblog%2Fa-glimpse-inside-a-sacred-place&amp;amp;bu=https%253A%252F%252F1344.hs-sites-na2.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Family</category>
      <category>Temple</category>
      <category>Sacred</category>
      <pubDate>Wed, 04 Nov 2026 22:04:03 GMT</pubDate>
      <guid>https://1344.hs-sites-na2.com/blog/a-glimpse-inside-a-sacred-place</guid>
      <dc:date>2026-11-04T22:04:03Z</dc:date>
      <dc:creator>Wendell Brock, MBA, ChFC</dc:creator>
    </item>
    <item>
      <title>Paying Attention To What Matters Most</title>
      <link>https://1344.hs-sites-na2.com/blog/paying-attention-to-what-matters-most</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/paying-attention-to-what-matters-most" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/6%20Pillars%20Focus-1.png" alt="Paying Attention To What Matters Most" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;div style="background-color: #ffffff;"&gt;
  When we know what we are working toward, decisions become easier. 
&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/paying-attention-to-what-matters-most" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/6%20Pillars%20Focus-1.png" alt="Paying Attention To What Matters Most" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;div style="background-color: #ffffff;"&gt;
  When we know what we are working toward, decisions become easier. 
&lt;/div&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=1344&amp;amp;k=14&amp;amp;r=https%3A%2F%2F1344.hs-sites-na2.com%2Fblog%2Fpaying-attention-to-what-matters-most&amp;amp;bu=https%253A%252F%252F1344.hs-sites-na2.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Finances</category>
      <category>6 Pillars</category>
      <category>Focus</category>
      <pubDate>Wed, 21 Oct 2026 21:19:33 GMT</pubDate>
      <guid>https://1344.hs-sites-na2.com/blog/paying-attention-to-what-matters-most</guid>
      <dc:date>2026-10-21T21:19:33Z</dc:date>
      <dc:creator>Wendell Brock, MBA, ChFC</dc:creator>
    </item>
    <item>
      <title>The People Who Make Life Matter</title>
      <link>https://1344.hs-sites-na2.com/blog/the-people-who-make-life-matter</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/the-people-who-make-life-matter" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/6%20pillars%20Family-1.png" alt="The People Who Make Life Matter" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;div style="background-color: #ffffff;"&gt;
  Family is one of those words that can mean something different to every person. 
&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/the-people-who-make-life-matter" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/6%20pillars%20Family-1.png" alt="The People Who Make Life Matter" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;div style="background-color: #ffffff;"&gt;
  Family is one of those words that can mean something different to every person. 
&lt;/div&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=1344&amp;amp;k=14&amp;amp;r=https%3A%2F%2F1344.hs-sites-na2.com%2Fblog%2Fthe-people-who-make-life-matter&amp;amp;bu=https%253A%252F%252F1344.hs-sites-na2.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Family</category>
      <category>6 Pillars</category>
      <category>Live Life</category>
      <pubDate>Wed, 21 Oct 2026 21:13:39 GMT</pubDate>
      <guid>https://1344.hs-sites-na2.com/blog/the-people-who-make-life-matter</guid>
      <dc:date>2026-10-21T21:13:39Z</dc:date>
      <dc:creator>Wendell Brock, MBA, ChFC</dc:creator>
    </item>
    <item>
      <title>Living the Life You Believe In</title>
      <link>https://1344.hs-sites-na2.com/blog/living-the-life-you-believe-in</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/living-the-life-you-believe-in" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/6%20Pillars%20Faith-1.png" alt="Living the Life You Believe In" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;div style="background-color: #ffffff;"&gt;
  Faith can mean different things to different people. For some, it is deeply rooted in religion. For others, it may be expressed through a spiritual belief, a sense of purpose, or a set of values that gives life meaning. Whatever form it takes, faith can provide something important: a framework for deciding not only what we believe, but how we want to live. 
&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/living-the-life-you-believe-in" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/6%20Pillars%20Faith-1.png" alt="Living the Life You Believe In" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;div style="background-color: #ffffff;"&gt;
  Faith can mean different things to different people. For some, it is deeply rooted in religion. For others, it may be expressed through a spiritual belief, a sense of purpose, or a set of values that gives life meaning. Whatever form it takes, faith can provide something important: a framework for deciding not only what we believe, but how we want to live. 
&lt;/div&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=1344&amp;amp;k=14&amp;amp;r=https%3A%2F%2F1344.hs-sites-na2.com%2Fblog%2Fliving-the-life-you-believe-in&amp;amp;bu=https%253A%252F%252F1344.hs-sites-na2.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Believe</category>
      <category>Faith</category>
      <category>Living Life</category>
      <pubDate>Wed, 21 Oct 2026 21:07:20 GMT</pubDate>
      <guid>https://1344.hs-sites-na2.com/blog/living-the-life-you-believe-in</guid>
      <dc:date>2026-10-21T21:07:20Z</dc:date>
      <dc:creator>Wendell Brock, MBA, ChFC</dc:creator>
    </item>
    <item>
      <title>Fit Enough To Live the Life You Want</title>
      <link>https://1344.hs-sites-na2.com/blog/fit-enough-to-live-the-life-you-want</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/fit-enough-to-live-the-life-you-want" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/6%20Pillars%20Fitness-1.png" alt="Fit Enough To Live the Life You Want" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;div style="background-color: #ffffff;"&gt;
  When we hear the word 
 &lt;i&gt;fitness&lt;/i&gt;, many of us immediately think about exercise: running, lifting weights, counting steps, or spending time at the gym. But fitness is about much more than exercise. At its heart, fitness is about having the health, strength, energy, and mobility to live the life you want to live. 
&lt;/div&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/fit-enough-to-live-the-life-you-want" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/6%20Pillars%20Fitness-1.png" alt="Fit Enough To Live the Life You Want" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;div style="background-color: #ffffff;"&gt;
  When we hear the word 
 &lt;i&gt;fitness&lt;/i&gt;, many of us immediately think about exercise: running, lifting weights, counting steps, or spending time at the gym. But fitness is about much more than exercise. At its heart, fitness is about having the health, strength, energy, and mobility to live the life you want to live. 
&lt;/div&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=1344&amp;amp;k=14&amp;amp;r=https%3A%2F%2F1344.hs-sites-na2.com%2Fblog%2Ffit-enough-to-live-the-life-you-want&amp;amp;bu=https%253A%252F%252F1344.hs-sites-na2.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>retirement plan</category>
      <category>Fitness</category>
      <category>Goals</category>
      <pubDate>Wed, 21 Oct 2026 21:02:21 GMT</pubDate>
      <guid>https://1344.hs-sites-na2.com/blog/fit-enough-to-live-the-life-you-want</guid>
      <dc:date>2026-10-21T21:02:21Z</dc:date>
      <dc:creator>Wendell Brock, MBA, ChFC</dc:creator>
    </item>
    <item>
      <title>Don’t Get Spooked By Your Finances</title>
      <link>https://1344.hs-sites-na2.com/blog/dont-get-spooked-by-your-finances</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/dont-get-spooked-by-your-finances" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/Spooky%20Spending.png" alt="Don’t Get Spooked By Your Finances" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;Unbeknownst to many, October is National Financial Planning Month. It is an established observance intended to encourage people to pause, review where they stand, and take meaningful steps toward their financial goals. The timing makes sense. October offers a natural checkpoint—late enough in the year to see how things are actually going, but early enough to make adjustments before the calendar turns to January.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/dont-get-spooked-by-your-finances" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/Spooky%20Spending.png" alt="Don’t Get Spooked By Your Finances" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;Unbeknownst to many, October is National Financial Planning Month. It is an established observance intended to encourage people to pause, review where they stand, and take meaningful steps toward their financial goals. The timing makes sense. October offers a natural checkpoint—late enough in the year to see how things are actually going, but early enough to make adjustments before the calendar turns to January.&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=1344&amp;amp;k=14&amp;amp;r=https%3A%2F%2F1344.hs-sites-na2.com%2Fblog%2Fdont-get-spooked-by-your-finances&amp;amp;bu=https%253A%252F%252F1344.hs-sites-na2.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Finances</category>
      <pubDate>Thu, 08 Oct 2026 18:42:23 GMT</pubDate>
      <guid>https://1344.hs-sites-na2.com/blog/dont-get-spooked-by-your-finances</guid>
      <dc:date>2026-10-08T18:42:23Z</dc:date>
      <dc:creator>Wendell Brock, MBA, ChFC</dc:creator>
    </item>
    <item>
      <title>To Spend, Or Not To Spend, That Is The Question</title>
      <link>https://1344.hs-sites-na2.com/blog/to-spend-or-not-to-spend-that-is-the-question</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/to-spend-or-not-to-spend-that-is-the-question" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/ChatGPT%20Image%20Oct%208%2c%202026%2c%2012_48_42%20PM.png" alt="To Spend, Or Not To Spend, That Is The Question" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;Every dollar that comes in eventually faces the same fork in the road: spend it now or set it aside for later. There is no single right answer, and no rule of thumb applies equally to every household. What can help is asking the right questions in the right order.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/to-spend-or-not-to-spend-that-is-the-question" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/ChatGPT%20Image%20Oct%208%2c%202026%2c%2012_48_42%20PM.png" alt="To Spend, Or Not To Spend, That Is The Question" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;Every dollar that comes in eventually faces the same fork in the road: spend it now or set it aside for later. There is no single right answer, and no rule of thumb applies equally to every household. What can help is asking the right questions in the right order.&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=1344&amp;amp;k=14&amp;amp;r=https%3A%2F%2F1344.hs-sites-na2.com%2Fblog%2Fto-spend-or-not-to-spend-that-is-the-question&amp;amp;bu=https%253A%252F%252F1344.hs-sites-na2.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Financial planning</category>
      <category>Saving</category>
      <category>planning</category>
      <category>Self Discipline</category>
      <category>Savings</category>
      <category>Spending</category>
      <category>Plan</category>
      <pubDate>Thu, 08 Oct 2026 17:53:03 GMT</pubDate>
      <guid>https://1344.hs-sites-na2.com/blog/to-spend-or-not-to-spend-that-is-the-question</guid>
      <dc:date>2026-10-08T17:53:03Z</dc:date>
      <dc:creator>Wendell Brock, MBA, ChFC</dc:creator>
    </item>
    <item>
      <title>Life Insurance Awareness Month</title>
      <link>https://1344.hs-sites-na2.com/blog/life-insurance-awareness-month</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/life-insurance-awareness-month" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/Sept%20Life%20Insurance%20Awareness%20Month.png" alt="Life Insurance Awareness Month" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;Every September, we recognize Life Insurance Awareness Month, a time to better understand life insurance and take a closer look at how well we are protecting the people who depend on us.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://1344.hs-sites-na2.com/blog/life-insurance-awareness-month" title="" class="hs-featured-image-link"&gt; &lt;img src="https://1344.hs-sites-na2.com/hubfs/Sept%20Life%20Insurance%20Awareness%20Month.png" alt="Life Insurance Awareness Month" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;&amp;nbsp;Every September, we recognize Life Insurance Awareness Month, a time to better understand life insurance and take a closer look at how well we are protecting the people who depend on us.&lt;/p&gt;  
&lt;img src="https://track-na2.hubspot.com/__ptq.gif?a=1344&amp;amp;k=14&amp;amp;r=https%3A%2F%2F1344.hs-sites-na2.com%2Fblog%2Flife-insurance-awareness-month&amp;amp;bu=https%253A%252F%252F1344.hs-sites-na2.com%252Fblog&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>life insurance</category>
      <category>Prepared</category>
      <category>Family</category>
      <pubDate>Thu, 08 Oct 2026 17:37:45 GMT</pubDate>
      <guid>https://1344.hs-sites-na2.com/blog/life-insurance-awareness-month</guid>
      <dc:date>2026-10-08T17:37:45Z</dc:date>
      <dc:creator>Wendell Brock, MBA, ChFC</dc:creator>
    </item>
  </channel>
</rss>
